Effizientes Informationsmanagement in by Sina Krenzer

By Sina Krenzer

Studienarbeit aus dem Jahr 2008 im Fachbereich BWL - financial institution, Börse, Versicherung, word: 1,7, , Veranstaltung: Informationsmanagement, Sprache: Deutsch, summary: Das Informationsmanagement umfasst „systematisches, methoden-gestütztes Planen, Steuern, Kontrollieren, Koordinieren und Führen der betrieblichen Informationsversorgungsprozesse“ und hat insbesondere in der Versicherungsbranche eine existentielle Rolle .
Versicherungsprodukte sind immaterielle Güter, die als weitgehend undurchsichtig wahrgenommen werden und daher durch Informationen abgebildet werden müssen. Weiterhin kann der Produktionsprozess des Produktes „Versicherungsschutz“ erst durch Erhalt relevanter Informationen eingeleitet werden. Die Geschäftsprozesse im Versicherungswesen beschäftigen sich somit in vielfältiger Weise mit deren Gewinnung, Verarbeitung, Speicherung und Kommunikation. info stellt neben Arbeit und Kapital die wichtigste Ressource in Versicherungsunternehmen dar. Die state of affairs auf dem Versicherungsmarkt hat sich geändert, es herrscht ein erhöhter Konkurrenzdruck. Die demographische Veränderung zeigt eine insgesamt rückläufige Bevölkerungsentwicklung, wodurch die Anzahl der potentiellen Versicherungsnehmer immer geringer wird. Der Wettbewerb wird zunehmend verschärft durch das Eindringen von Banken mit sogenannten „Allfinanzprodukten“ und anderen „Nicht-Versicherungsunternehmen“, wie Waren- und Versandhäuser, in das Marktsegment der Versicherung. Nicht nur in Bezug auf das erweiterte Angebotsspektrum gibt es grundlegende Veränderungen. Durch die Medien sind die potentiellen Versicherungskunden zunehmend besser informiert. Sie stellen Preis-Leistungs-Vergleiche zwischen den einzelnen Anbietern an und betreiben somit ein offensives Beschaffungs-Marketing. details ist zu einem entscheidenden Wettbewerbsfaktor geworden. Um sich am Markt entsprechend zu positionieren ist es folglich notwendig diese effizient zu nutzen. Daher ist der Einsatz von Informations- und Kommunikationstechnologien unumgänglich. Sie dienen zur systematischen Unterstützung bei der Nutzung, examine und Kontrolle vorhandener Informationen, um Chancen und Risiken zu erkennen und entsprechend darauf zu reagieren. In einem sich ständig ändernden Marktumfeld können sie entsprechend flexibel reagieren, Entscheidungsprozesse vereinfachen und beschleunigen und eine verbesserte Qualität liefern. Bei effizientem Einsatz helfen sie somit vorteilhafte und wirtschaftliche Produkt-Markt-Beziehungen zu generieren. Die Anforderungen der Versicherungsunternehmen an die Technologie sind entsprechend hoch. [...]

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Investieren in Asien: Der große Leitfaden für Investitionen by Rainer Hahn,Andreas Lambrou

By Rainer Hahn,Andreas Lambrou

Die US-Wirtschaft befindet sich auf Wachstumskurs«, heißt es. Die Autoren dieses Buches, Rainer Hahn und Andreas Lambrou, gehen mit diesem folgenschweren Vorurteil hart ins Gericht und belegen, dass die Grundlage für die wachsende Konsumnachfrage in den united states tatsächlich auf die wachsende Produktion in Asien zurückzuführen ist. Dennoch investieren Anleger lieber in den united states. Dieser Umstand wird sich in den nächsten Jahren jedoch deutlich zugunsten Asiens ändern. Denn gemessen an der weltweiten Marktkapitalisierung beträgt der Anteil Asiens (ohne Japan) trotz einer fulminanten Aufwärtsbewegung seit Anfang 2003 gerade einmal rund drei Prozent – und dies, obwohl in Asien etwa die Hälfte der Weltbevölkerung zu Hause ist. Dieses Buch gibt Anlegern einen praktikablen Leitfaden an die Hand, wie guy ecocnomic Investitionsmöglichkeiten in Asien findet, und richtet sich gleichzeitig an alle, die sich für Asien und seine wachsende Wirtschaftskraft generell interessieren.

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Contemporary Issues in Finance: Current Challenges from by Simon Grima,Frank Bezzina,Inna Romanova,Ramona Rupeika-Apoga

By Simon Grima,Frank Bezzina,Inna Romanova,Ramona Rupeika-Apoga

together with reports on assorted topical concerns in finance through the members of the eighth overseas clinical convention “New demanding situations of monetary and enterprise improvement – 2016” this new paintings includes learn from a variety of ecu nations, particularly Germany, Italy, Latvia, Malta, and Poland. Chapters discover the impression of economic literacy on household financial job within the Baltic States, the speedy upward push of FinTech, which has replaced the banking panorama, requiring extra cutting edge suggestions; Crowdfunding within the eu Union, in particular reading the functionality, improvement and views; the case of Latvia to focus on the Profiles of SMEs as debtors, the criteria that intervene with the provision of investment to the small and medium-sized businesses, an research of threat Parity method for Sovereign Fixed-Income Portfolios in Eurozone international locations via taking a look at stories of preventive preparations with collectors in Italy; and Mergers and Acquisitions by way of learning examples of top practices in Cross-Border acquisitions.

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Bankingregulation and Supervision in Europe - Who should be by Jonathan Lecot

By Jonathan Lecot

Seminar paper from the 12 months 2009 within the topic enterprise economics - Banking, inventory Exchanges, assurance, Accounting, grade: 2, unfastened college of Berlin, language: English, summary: whilst the financial institution drawback ultimately reached its height within the usa in mid September 2008, not just was once the us excited by this difficulty yet Europe additionally. a few of the ecu governments have needed to interfere with the tax payers’ funds so that it will steer clear of a financial institution failure. How did those unfavourable cross-border results come about?
The vast deregulation of the banking approach over the last two decades resulted in an severe expansion of the banking process (Dermine, 2005) and large-scale cross-border mergers became a development. (Gulde/ Wolf, 2005). additionally, end result of the means of globalization, integration of the banking procedure has turn into progressively more very important. hence, right banking law and supervision is the entire extra proper.
There are 3 major parts of a financial institution regulatory association: deposit assurance, supervision and Lender of final inn. In Europe, an procedure of partial harmonization has been followed, in keeping with 3 major ideas: harmonization of minimal criteria, home-country keep an eye on and mutual attractiveness. (Kahn and Santos, 2002, 4). for that reason, monetary supervision in Europe continues to be very fragmented, at a rustic point. Any particular reference in regards to the task of eu responsibilites, “who looks after monetary balance in Europe”, continues to be absent. (Die Giorgio, Di Noia, 2001,4).

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Investment Banking Workbook (Wiley Finance) by Joshua Rosenbaum,Joshua Pearl

By Joshua Rosenbaum,Joshua Pearl

Investment Banking WORKBOOK is the best supplement to Investment Banking, Valuation, Leveraged Buyouts, and Mergers & Acquisitions,  moment Edition, permitting you to actually grasp and refine the middle talents on the middle of the realm of finance. This entire learn advisor offers a useful chance to discover your figuring out of the recommendations and strategies coated in most cases textual content, sooner than placing them to paintings in real-world situations.

The WORKBOOK—which parallels the most publication bankruptcy via chapter—contains over four hundred problem-solving workouts and multiple-choice questions.

Topics reviewed include: 

  • Valuation and its a number of kinds of research, together with related businesses, precedent transactions and discounted money circulation analysis  
  • Leveraged buyouts—from the basics of LBO economics and constitution to certain modeling and valuation
  • M&A sell-side instruments and strategies, together with an summary of an equipped M&A sale process
  • M&A buy-side procedure and research, together with a complete merger results research that comes with accretion/(dilution) and stability sheet effects  

the teachings came upon inside can help you effectively navigate the dynamic international of funding banking making an investment. Investment Banking WORKBOOK  will show you how to take your studying to the following point when it comes to figuring out and utilising the severe monetary instruments essential to be an efficient finance professional.

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Risk (Qualitative Finance Book 1) by Janet M. Tavakoli

By Janet M. Tavakoli

RISK is the 1st publication in finance professional Janet Tavakoli's Qualitative Finance sequence. Her reader-friendly commentaries on complicated monetary themes holiday new floor in international finance.

Tavakoli's certain Insights on possibility and Reward

”Higher math produces the incorrect solution to 9 decimal locations, and pcs spit out the inaccurate solution speedier. know-how churns out numbers which are astonishingly specific even if they're terrifyingly inaccurate.”

Learn tips on how to establish threat and opportunities.

  • Identify a bank’s greatest risks
  • Manage the chance of brief positions
  • A new large brief and the way to discover the following substantial short
  • The large gap within the effective marketplace Hypothesis
  • The most crucial research to minimize portfolio risk
  • Red flags for fraud
  • The paramount inspiration passed over from texts on risk
  • The significant fable in sleek Portfolio Theory
  • A “fixed source of revenue” research that's as vital for shares because it is for bonds
  • The leverage paradox
  • How to mend the worldwide banking system

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Europe's New Supervisory Toolkit: Data, Benchmarking and by Mario Quagliariello

By Mario Quagliariello

For Europe’s New Supervisory Toolkit editor Mario Quagliariello (Head of the danger research Unit on the ecu Banking Authority) has amassed a bunch of participants from the center of the eu regulatory and supervision undefined, all of whom give you the reader with in-depth description of a few of the main complex supervisory instruments used for assessing banks.

Europe’s New Supervisory Toolkit includes the main updated info of eu supervisory reporting, reasons by way of senior regulators of the most recent suggestions for benchmarking of inner versions and tension checking out, an outline of the instruments, equipment and practices used to evaluate monetary balance within the ecu banking region, and most sensible perform for cooperation between experts and for transparency and disclosure.

This is a must-read for knowing banking supervision and chance evaluation in a post-crisis global.

Chapters include:
•Risk evaluate within the EU
•The unmarried european Supervisory Reporting
•Towards constant hazard Indicators
•EU-wide tension Test:
•Credit Risk
•Market Risk
•The research of investment Plans
•Transparency and industry Discipline

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Bank Regulation: Effects on Strategy, Financial Accounting by Anna-Karin Stockenstrand,Fredrik Nilsson

By Anna-Karin Stockenstrand,Fredrik Nilsson

Bank rules: results on technique, monetary Accounting and administration Control discusses and problematizes how law is affecting financial institution options in addition to their monetary accounting and administration keep an eye on platforms. Following a interval of financial institution de-regulation, the hot millennium introduced a drastic swap, with many new laws. a few of these are the results of the monetary quandary of 2008-2009. different rules, reminiscent of the creation in 2005 of overseas monetary Reporting criteria (IFRS) for quoted businesses within the european, might be regarding the creation of a brand new worldwide accounting regime.

It is clear from annual experiences of banks that the variety of new rules in recent times is excessive and they conceal many various sensible parts. The targets of those laws also are bold; to enhance governance and keep an eye on, contributing to a excessive point of monetary balance for banks. those targets are patently of significant quandary for an that at once and in some way impacts the monetary state of affairs not just of people and agencies but additionally state states.

Considering the significance of banks in society, it is of little shock that the eye of either students and practitioners has been directed in the direction of how banks agree to new laws and if the meant pursuits of the rules are met. This booklet may be of significant worth to all these drawn to monetary balance issues (practitioners, policy-makers, scholars, academics), in addition to to accounting and finance scholars.

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